Tired of renting and watching the landlord build equity off your monthly payments?
Interested in getting away from your home to another on a lake or at your favorite vacation hot spot?
USA Mortgage can make it happen quickly and easily. Voted No. 1 as Best Mortgage Company in this year’s STL Headliners, closing day can be closer than you think.
“We have a lot of great programs and rates for both first-time home buyers, existing homeowners who want to move, as well as for those individuals who may want to purchase a condo or vacation home,” said Ron Mueller, president of USA Mortgage.
And for those who may be on the fence about what to do, Mueller encourages them to make their move now. Literally.
“Fall is a perfect time to buy because, typically, it’s the less competitive time to purchase or refinance a home. As the federal rate continues to go down, and indications are that it just may continue to do that over the next six months, now would be a good time to start looking,” he said. “And while the housing inventory is still lower than it was pre-pandemic, the drought of availability does seem to be receding somewhat.”
The employee-owned company provides clients with extensive programs. According to Mueller, USA Mortgage’s loans are designed to meet nearly every individual’s home-buying needs and circumstances — conventional, USDA and FHA home loans, reverse mortgages, Veterans Affairs loans and renovation loans, to name a few. Some clients may just want to refinance their existing home loans and pay less interest in the process.
“Because we are one of the few companies in the country that are employee-owned, our employees truly feel invested in the services we provide to our customers,” Mueller said. “We understand that purchasing a home is a large investment, so we work diligently to find the best rate and the best loan that works for that particular individual. Our mortgage loan originators work one-on-one with each client throughout the entire financing process. And whether that client prefers in-person or online assistance, we are there for them every step of the way.”
Mueller said individuals in the market for a loan can download the USA Mortgage app, complete the online application and upload the necessary documents. A mortgage loan originator will then reach out to them. With sellers wanting to close quickly on their homes, the loan and refinancing process can take as little as two to three weeks from contract to closing.
“Historically, if you look at the real estate market, home ownership is the quickest way to build wealth in this country. However, while there are definitely more opportunities for buyers out there now than there were during the pandemic, it goes back to each individual’s circumstances,” Mueller said. “Our mortgage loan originators can help with these big decisions by offering personalized solutions that help determine what’s right for you.”
For more information on USA Mortgage, or to schedule an appointment with a mortgage loan originator, please visit usamortgage.com. You can apply directly on their mobile app linked here, or download directly in the App Store and Google Play Store.
